Bringing Confidence to Your Investment Planning

Kris began her wealth management career in 1998 and has been with Wells Fargo Advisors and its predecessor firms for the past 25 years.  Kris views planning as the foundation of any client relationship. She works with clients to develop a comprehensive plan and determine the appropriate investment vehicles to achieve the client’s goals.  All done with the mindset of preserving and growing the client’s wealth.

Kris is a Certified Divorce Financial Analyst® and is able to provide additional insight to clients through the life event of divorce. This includes understanding the client’s cash flow needs and determining which marital assets are best suited for the particular financial circumstances. Kris excels in bringing compassion during the difficult time of needing to rebuild one’s investment plan.

Kris graduated from Texas A&M University with a Bachelor of Science in Industrial Distribution and continues to be active with A&M former student organizations. Kris’s pride and joys are her 4 sons, two daughters-in-law and her two grandsons. Outside of the office, she devotes time as a board member of The Parks Youth Ranch as well as The Literacy Council of Fort Bend County. She is also a parishioner and lector at St. Laurence Catholic church.  Kris enjoys cooking and organizing the next big event for friends and family.

The use of the CDFA® designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field. CA Insurance License #0H12256. Resident State TX.

William Hawker has built a 30-year career in wealth management and investment consulting, including experience in the institutional fixed income market focusing on mid-sized banks and insurance companies. Bill joined Wells Fargo Advisors in 2008 and has spent the last 9 years in the Sugar Land, Texas branch. Bill’s first step in the investment planning process is to help clients define their goals and then assess the options to achieve the goals within the client’s specific risk tolerance. Bill’s strategy continues with adjusting and adapting to ever changing markets.

Bill is a graduate of Houston Baptist University and earned a Bachelor of Business Administration in Finance and Economics. He and his wife Nicole have been married for 25 years and have two sons, Kendall and Kannon. Bill’s commitment to his community includes being a 10-year volunteer with Lunches of Love, as well as dedicating time to Feed the Need Mission. The Hawkers are members of Sugar Creek Baptist Church in Sugar Land, Texas. Outside of serving the community professionally and personally, Bill enjoys supporting the Everton Football Club.

CA Insurance License #4211000. Resident State TX.

Michael joined Sugar Creek Wealth Management Group of Wells Fargo Advisors in 2023. In his role as Financial Advisor and newest member of the team, Michael is excited to work with the next generation of clients and continue a legacy of excellence. Every client has unique circumstances and requirements, and Michael is solutions-oriented to help meet their needs and exceed their expectations.

Michael comes from a family of financial advisors, first with his grandfather, then followed by his mother. His close relationships with them nurtured his drive to learn, serve and help others succeed. Michael graduated from Texas A&M University with a Bachelor of Science in Telecommunications Media Studies. He is married to his high school sweetheart, Ginny, and they have two cats and two dogs. Outside of the office, Michael enjoys woodworking, technology, music, and spending time with friends and family.

Nitin Kapadia has over 30 years’ experience in investment planning and is currently First Vice President – Investments in the Sugar Land, TX office. Nitin joined Wells Fargo Advisors in 2009 and is dedicated to assisting individuals and business owners in developing strategies to manage their retirement planning, estate investment planning, risk management and allocation and portfolio construction and management. Nitin stresses a conservative and disciplined approach to investing and emphasizes a broad approach in determining one’s goals, while understanding the client’s risk tolerance.

Nitin holds a Bachelor of Commerce degree from Bombay University, India.
He and his wife Ameeta have two children, daughter Urvi and son Shanay, as well as two granddaughters, Ria & Lara. Nitin’s focus and dedication extend beyond the office as well. He enjoys building furniture for personal use, building smaller items for gifts and improving his black & white portrait photography skills. Additionally, Nitin delves into cuisines from around the world, adapting them for vegetarian dishes, soups and sauces.

CA Insurance License # 0C55146. Resident State TX.

Marco Lloyd brings over 30 years’ experience to educating clients in the four cornerstones of wealth: planning, investments, preservation, insurance, and trust estate and fiduciary services through affiliates. Marco guides clients through the planning process to determine the best strategies to build, manage, preserve, and transition wealth. With 21 years’ experience at Wells Fargo Advisors, he is currently Senior Vice President - Investments, Branch Manager, Senior PIM® Portfolio Manager at Wells Fargo Advisors in Sugar Land, Texas. Prior to leading the Sugar Land office, Marco served as Branch Manager and Senior Vice President for the Houston-Galleria office.

Marco is a decorated combat veteran having served as an infantry officer in the United States Marine Corp. He graduated from Albright College with a Bachelor of Science in Applied Physics and also holds a Master of Business Administration in Finance from Old Dominion University.

Marco is active with Hiring Our Heroes (HOH), a Wells Fargo initiative connecting the military community with American businesses. Marco and his wife Amy have been married 25 years and are the proud parents of Chad, Zachary and Lexi.

The PIM program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000. CA Insurance License #0D94451. Resident State: TX.

Since joining the Wells Fargo Advisors Sugar Land office in 2011, Jared has been a collaborative and knowledgeable asset to the team. Prior to joining Wells Fargo Advisors, he was a Licensed Personal Banker with Wells Fargo Bank for 6 years. In his current role as Senior Registered Client Associate, Jared supports Financial Advisor William Hawker with the onboarding of new client relationships, supporting existing clients and assisting with transfers to and from accounts.

Jared holds a Bachelor of Science in Biology from Louisiana Tech University, a Master of Science in Biology from Texas A&M University, as well as a Master of Business Administration in Finance from the University of Houston-Victoria. Jared enjoys outdoor activities with his wife Suzanne and two sons. He’s also involved with his sons’ activities, including being a Cub Scout Den Leader and a Scoutmaster. To relax and unwind, Jared enjoys playing guitar.

CA Insurance License #4210928. Resident State: TX.

Angela Lord, Client Associate, is our in-house marketer, website administrator and event planner. Angela brings 7 years of marketing and business development experience to the group and a skillset that understands how to bridge marketing with corporate compliance. In addition to her marketing role, Angela supports Financial Advisors Kris Cobb, Nitin Kapadia, Bill Hawker and Marco Lloyd with the onboarding of new client relationships and serving as an additional resource for existing clients. Prior to joining Wells Fargo Advisors in 2022, Angela was in the real estate and construction industry in financial and marketing roles.

Angela is the proud mom of two and is a foster dog mom for the Houston Humane Society. To recharge from the week, Angela looks forward to getting in a long run every Saturday and attending church services on Sunday.

Jeanne has been with Wells Fargo Advisors and its predecessor firms for over 23 years, with the last 8 years at the Sugar Land office. As a Senior Registered Client Associate, she supports Financial Advisors Marco Lloyd and Nitin Kapadia with the onboarding of new client relationships, supporting existing clients and assisting with any service needs. Over the course of her career, Jeanne has dedicated herself to going above and beyond for clients and the team alike.

In her spare time Jeanne enjoys gardening and watching cooking shows, although the cooking is left to her husband Chad. Jeanne loves being a mom to her 4 children, Danny, Haley, Caroline and James, as well as their 3 dogs, Mac, Coop and Bee.